You don’t need an alternative to cash deposits.

Fronted's Deposit Transfer is a short-term bridging loan. It gives your tenants the ability to transfer the deposit from their old property to a new one when they want to move.


4.5 out of 5

How Fronted works

  1. Your tenant applies

    We verify their details and their existing deposit via a simple API.

  2. We send you the entire deposit

    We bridge the gap between old and new deposits, sending the full amount to you immediately, including any tenants' top-ups.

  3. You protect the deposit

    Like regular deposits, the money ends up in your account to protect in a deposit scheme.

Offer deposit credit, with no compromises


Embedded into your workflow

With a few lines of code you can embed Fronted as a payment option in your pre-tenancy website or app and support the seamless transfer of rental deposits.


Run instant eligibility checks

Our API allows you to run eligibility checks on prospective tenants for a deposit transfer.


No workflow changes

Unlike ‘no deposit’ products, a deposit transfer doesn’t add work to agent’s already busy schedules. Money for the deposit arrives in the right back account within 1 working day.

For Agents & Landlords

  • A cash deposit in your bank account.

  • No change to your deposit process.

  • A product that tenants understand.

  • No insurance policies to deal with.

  • 40% of tenants want to use the service.*

  • Housing Act compliant.

  • Reduce the cost of a deposit to £69.

  • Earn commission on every transfer.

For Your Tenants

  • Significantly lower cost than alternatives.

  • A cash deposit protected in a scheme.

  • Money transferred within one working day.

  • No three-way agreement required.

  • Three months to settle the balance.

  • Available for deposits up to £3,000.

  • A transfer fee of just £69.

  • 0% interest on the loan.

Deposit innovation without disruption

Fronted fits into well-established workstreams. There is no insurance policy to get your head around and no new processes to adopt. Just tell us where to send the money.

Little to no set-up required.

If you can handle cash payments for deposits, you can get set up with Fronted in no time.

The easiest way to move.

Hassle-free application for tenants and deposits transferred within 24 hours.

Integrate with Fronted for even smoother moves.

No change necessary to your existing workflow. For a more seamless experience, you can use our transfer API.

Earn commission on every transfer.

Over 30% of tenants who see Fronted want to use it, and we approve 70% of applications.

View our API docs

Don’t just take our word for it

Here's what recent customers are saying.

  • G.

    G. Simmons

    15th June

    This is a gamechanger in the rental market

    Everyone was friendly, helpful and explained everything clearly. this is a gamechanger in the rental market after renting for 12 years and always having to find or keep back a deposit and having to wait to get your deposit back. It's made my last move so easy and less stressful!
  • RE


    14th June

    My signing up process was convenient and easy

    Locating my deposit certificate was not a challenge as I had online access to information pertaining this. Therefore forwarding the information to fronted was easy. All in all the process was user friendly and customer friendly.
  • T.

    T. Laszlo Turi

    30th May

    It was really easy and everything was fast

    I originally wanted to use the Zero Deposit Scheme, which was not accepted by my new landlord, so I found Fronted when I searched for alternatives. It was really easy and everything was fast, even though I was not in a hurry, I was able to do everything in a couple of days.

A deposit alternative, without the alternative.

How we stack up against deposit alternatives

FlatfairRepositZero Deposit
Up-front cost£69
0% interest
1 weeks rent
or £120, whichever is greater
1 weeks rent
Plus an annual fee of £30
1 weeks rent
Plus a £69 set up fee
No more fees to tenantYesNoNoNo
Government protectionYesNoNoNo
Sold direct to tenantsYesNoNoNo
*Assuming deposit is 5 weeks rent, all figures are based on £1,000 per month rent

Frequently Asked Questions

Visit our Help Centre


Start offering deposit transfers

Offer a deposit transfer to every renter and reduce the upfront cost of their deposit.

Guides for Renters
Contact Us

Fronted is a trading name of Fronted Holding Ltd. We are registered in England and Wales (Company No.12278750), registered office address is Fronted, The Fisheries, 1 Mentmore Terrace, London, E8 3PN. Fronted Loans Ltd (Company No.12307305) is authorised and regulated by the Financial Conduct Authority under a Consumer Credit Licence (FCA No. 933316). Fronted Ltd (Company No.12304059) is authorised and regulated by the Financial Conduct Authority under a Broker Licence (FCA No. 933317).

Fronted Loans Ltd and Fronted Ltd is a wholly owned subsidiary of Fronted Holding Ltd. We are part of the FCA regulatory sandbox - Cohort 6. The regulatory sandbox allows firms to test innovative offerings in a live environment. More information on the FCA's regulatory sandbox can be found here.

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